Download OPay Latest Version 2023 APK
Are you looking for a fast, easy, and secure way to make payments, transfer money, buy airtime and data, pay bills, save money, and more? If yes, then you should download OPay latest version 2023 APK on your Android device today.
OPay is a mobile payment platform that allows you to manage all your financial needs from one app. It is licensed by CBN, insured by NDIC, and trusted by over 18 million users in Nigeria.
download opay latest version 2023 apk
In this article, we will tell you everything you need to know about OPay latest version 2023 APK, including what it is, its features, benefits, reviews, how to download it, how to use it, and more.
So keep reading and discover why OPay latest version 2023 APK is the best app for your financial needs.
What is OPay?
OPay is an acronym for Opera Pay, a mobile payment platform that was launched in 2018 by Opera Software, the company behind the popular Opera browser and Opera News app. OPay is designed to provide a seamless and convenient way for Nigerians to access various financial services from their smartphones.
With OPay, you can do more than just pay. You can also enjoy other services, such as food delivery, bike-hailing, bus booking, and more. OPay is more than just an app. It is a lifestyle.
Features of OPay
OPay latest version 2023 APK comes with many features that make it stand out from other payment apps. Some of these features are:
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How to hail a bus, bike, or tricycle with opay app with obus, otrike, or oride feature
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How to contact opay customer service for support and inquiries
How to register and verify your opay account
How to fund your opay wallet with bank transfer, card, or ussd
How to withdraw money from your opay wallet to your bank account
How to create sub-accounts with opay app for different purposes
How to refer friends and earn rewards with opay app
How secure is opay app for online transactions
How to solve common issues and problems with opay app
How to update your profile and settings on opay app
How to delete or deactivate your opay account
How to download and install opay app on pc or laptop
Opay app for business: how to accept payments from customers with opay merchant account
Opay app for agents: how to make money by providing services to customers with opay pos machine
Opay app fees and charges: how much does it cost to use opay app for different transactions
Opay app promo codes and coupons: how to get discounts and offers on opay app
Opay app testimonials and reviews: what users are saying about opay app
Opay app faq: answers to frequently asked questions about opay app
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Free bank transfers: You can send money to any bank account in Nigeria for free, without any hidden charges or limits.
Cashback: You can get up to 10% cashback on every transaction you make with OPay, such as buying airtime, data, or paying bills.
Savings: You can save money with OPay using different tools, such as OWealth savings, Targets savings, Fixed savings, and Spend&Save. You can earn up to 15% interest per annum on your savings.
Loans: You can apply for instant loans with OPay without any collateral or paperwork. You can get up to N50,000 within minutes and repay within 30 days.
Investments: You can invest your money with OPay and earn high returns on various products, such as stocks, bonds, mutual funds, and more.
Insurance: You can protect yourself and your loved ones with OPay by buying affordable insurance plans for health, life, travel, and more.
Lifestyle: You can enjoy various lifestyle services with OPay, such as ordering food from OFood, hailing a bike from ORide, booking a bus from OBus, and more.
Benefits of using OPay
OPay latest version 2023 APK offers many benefits that make it the best app for your financial needs. Some of these benefits are:
Security: OPay is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). Your money and data are safe and secure with OPay.
Convenience: OPay allows you to manage all your financial needs from one app. You don't need to carry cash or multiple cards. You can pay with your phone anytime, anywhere.
Rewards: OPay rewards you for every transaction you make with cashback, discounts, coupons, and more. You can also participate in various promotions and contests to win prizes.
Support: OPay has a dedicated customer service team that is available 24/7 to assist you with any issues or inquiries. You can contact them via phone, email, chat, or social media.
Reviews of OPay
OPay has received many positive and negative reviews from users and experts. Here are some of them:
Positive ReviewsNegative Reviews
"OPay is the best app ever. I use it for everything. It is fast, easy, and reliable. I love the cashback and savings features. I recommend it to everyone." - John O., Google Play Store"OPay is a scam. They deducted money from my account without my consent. They refused to refund me. Their customer service is terrible. They don't respond to calls or emails. Stay away from them." - Mary A., Google Play Store
"OPay is a game-changer in the Nigerian fintech space. It offers a wide range of services that cater to the needs of the masses. It is also innovative and user-friendly. It has great potential to grow and expand." - Techpoint Africa"OPay is a disappointment. It has many bugs and glitches that affect its functionality. It also has poor network connectivity and frequent downtime. It needs to improve its quality and performance." - Nairametrics
How to download OPay latest version 2023 APK?
If you want to download OPay latest version 2023 APK on your Android device, you need to follow some simple steps. But before that, you need to make sure that your device meets the minimum requirements for downloading and installing OPay latest version 2023 APK.
Requirements for downloading OPay latest version 2023 APK
Here are the minimum requirements for downloading and installing OPay latest version 2023 APK on your Android device:
Device compatibility: Your device should be running on Android 4.4 or higher.
Storage space: Your device should have at least 50 MB of free storage space.
Internet connection: Your device should have a stable and fast internet connection.
Permissions: Your device should allow the installation of apps from unknown sources.
Steps for downloading OPay latest version 2023 APK
Here are the steps for downloading and installing OPay latest version 2023 APK on your Android device:
Visit the official website of OPay at .
Scan the QR code on the homepage or click on the download button to get the download link.
Click on the download link to start downloading OPay latest version 2023 APK file on your device.
Once the download is complete, open the file manager app on your device and locate the downloaded file.
Tap on the file and select "Install" to start the installation process.
If your device asks for permission to install apps from unknown sources, go to your device settings and enable it.
Wait for the installation to finish and then open the app.
How to verify OPay latest version 2023 APK?
To verify that the file you downloaded is the genuine OPay latest version 2023 APK, you can check some details, such as:
File size: The file size of OPay latest version 2023 APK should be around 45 MB.
File name: The file name of OPay latest version 2023 APK should be "opay-2.0.0.apk".
File signature: The file signature of OPay latest version 2023 APK should be "com.opera.opay".
File permissions: The file permissions of OPay latest version 2023 APK should be "read phone state, access network state, access wifi state, internet, camera, read contacts, read sms, receive sms, send sms, vibrate, wake lock, write external storage".
How to use OPay latest version 2023 APK?
Now that you have downloaded and installed OPay latest version 2023 APK on your Android device, you can start using it for various purposes. Here are some of the things you can do with OPay latest version 2023 APK:
How to make payments with OPay latest version 2023 APK?
To make payments with OPay latest version 2023 APK, you can use different methods, such as QR code, phone number, bank account number, or card number. Here are the steps for each method:
QR code
Open the app and tap on "Pay" on the home screen.
Select "Scan QR code" and scan the QR code of the merchant or person you want to pay.
Enter the amount and confirm the payment.
Phone number
Open the app and tap on "Pay" on the home screen.
Select "Phone number" and enter the phone number of the merchant or person you want to pay.
Select "OPay" or "Bank" depending on where they have an account.
Enter the amount and confirm the payment.
Bank account number
Open the app and tap on "Pay" on the home screen.
Select "Bank account number" and enter the bank account number of the merchant or person you want to pay.
Select their bank name from the list.
Enter the amount and confirm the payment.
Card number
Open the app and tap on "Pay" on the home screen.
Select "Card number" and enter the card number of the merchant or person you want to pay.
Enter the amount and confirm the payment.
How to transfer money with OPay latest version 2023 APK?
To transfer money with OPay latest version 2023 APK, you can send money to other OPay users or bank accounts without any charge. Here are the steps for each option:
OPay users
Open the app and tap on "Transfer" on the home screen.
Select "OPay" and enter the phone number of the OPay user you want to send money to.
Enter the amount and confirm the transfer.
Bank accounts
Open the app and tap on "Transfer" on the home screen.
Select "Bank" and enter the bank account number of the person you want to send money to.
Select their bank name from the list.
Enter the amount and confirm the transfer.
How to buy airtime and data with OPay latest version 2023 APK?
To buy airtime and data with OPay latest version 2023 APK, you can purchase from any network in Nigeria and get cashback on every purchase. Here are the steps:
Open the app and tap on "Airtime/Data" on the home screen.
Select "Airtime" or "Data" depending on what you want to buy.
Select your network from the list.
Enter your phone number and the amount you want to buy.
Confirm the purchase and enjoy your cashback.
How to pay bills with OPay latest version 2023 APK?
To pay bills with OPay latest version 2023 APK, you can pay for various services, such as electricity, TV subscription, utilities, and more. Here are the steps:
Open the app and tap on "Bills" on the home screen.
Select the category of the bill you want to pay, such as "Electricity", "TV", "Utilities", etc.
Select the service provider from the list, such as "Ikeja Electric", "DStv", "Lagos Water", etc.
Enter your account number or smart card number and the amount you want to pay.
Confirm the payment and get a receipt.
How to save money with OPay latest version 2023 APK?
To save money with OPay latest version 2023 APK, you can use different tools, such as OWealth savings, Targets savings, Fixed savings, and Spend&Save. Here are the steps for each tool:
OWealth savings
Open the app and tap on "OWealth" on the home screen.
Select "Start saving" and enter your BVN to verify your identity.
Choose how much you want to save daily, weekly, or monthly.
Set up your payment method and start saving automatically.
Earn up to 15% interest per annum on your savings.
Targets savings
Open the app and tap on "Targets" on the home screen.
Select "Create a target" and enter the name, amount, and duration of your goal.
Choose how much you want to save daily, weekly, or monthly.
Set up your payment method and start saving automatically.
Earn up to 10% interest per annum on your savings.
Fixed savings
Open the app and tap on "Fixed" on the home screen.
Select "Create a fixed plan" and enter the amount and duration of your plan.
Choose your payment method and lock your money for the selected period.
Earn up to 12% interest per annum on your savings.
Spend&Save
Open the app and tap on "Spend&Save" on the home screen.
Select "Start saving" and enter your BVN to verify your identity.
Choose how much you want to save every time you spend with OPay.
Set up your payment method and start saving automatically.
Earn up to 10% interest per annum on your savings.
Conclusion
OPay latest version 2023 APK is the best app for your financial needs. It allows you to make payments, transfer money, buy airtime and data, pay bills, save money, and more with ease and convenience. It also offers you security, rewards, support, and other services that enhance your lifestyle. OPay latest version 2023 APK is available for free download on Android devices. So what are you waiting for? Download OPay latest version 2023 APK today and enjoy the benefits of a smart and simple payment platform.
FAQs
Here are some of the frequently asked questions and answers about OPay latest version 2023 APK:
Q: Is OPay latest version 2023 APK safe to use?
A: Yes, OPay latest version 2023 APK is safe to use. It is licensed by CBN, insured by NDIC, and protected by advanced encryption technology. Your money and data are secure with OPay.
Q: How can I update OPay latest version 2023 APK?
A: You can update OPay latest version 2023 APK by visiting the official website of OPay at and downloading the latest version. You can also check for updates on Google Play Store or App Store.
Q: How can I contact OPay customer service?
A: You can contact OPay customer service by calling +2349066722924 or emailing support@opay.team. You can also chat with them on WhatsApp, Facebook, Twitter, or Instagram.
Q: How can I delete my OPay account?
A: You can delete your OPay account by following these steps:
Open the app and tap on "Me" on the home screen.
Select "Settings" and then "Account settings".
Select "Delete account" and enter your password to confirm.
Q: How can I refer my friends to OPay?
A: You can refer your friends to OPay by following these steps:
Open the app and tap on "Me" on the home screen.
Select "Invite friends" and choose how you want to share your referral link or code.
You and your friends will get cash rewards when they sign up and make their first transaction with OPay.
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